We know that, for all his other faults, Scrooge was good with money. What this short presupposes is: maybe he wasn’t?
In Banks: The Money Movers, Scrooge, the ruthless financier, is not exploiting tax loopholes and favorable loan rates. No, he’s stuffing cash into a mattress. Sure, he’s missing out on valuable interest but on the other hand: Money Bed!
The Spirit of Banking shows up to show Scrooge (his first name is Arthur in this one, we forgot to mention that because, well, it’s very stupid) the error of his ways. By the end of the night, Scrooge may not be a better person, but he may be marginally wealthier. And that’s really what Christmas is all about.
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